Privacy Policy

Everything you enter in Duck Budget — balances, bills, savings goals, loans, expenses, and income — is stored on your device and nowhere else. None of it is ever transmitted. Every feature that touches your money works with the phone in airplane mode.

The app makes network requests for exactly one purpose: managing Pro access, including checking access, loading store products, buying, syncing, and restoring purchases. Those requests go to RevenueCat and Apple or Google. No financial record of yours is included — see Purchases below.

The developer has no servers, no database, and no way to see any of your money data.

Duck Budget has no account system, sign-up, telemetry, analytics, advertising, attribution, or crash-reporting SDK. We do not collect your name, email, banking credentials, or money records. RevenueCat processes an anonymous app-user id and purchase information only to manage Pro access, as described below.

Because nothing is transmitted to us, there is nothing for us to sell, share, lose, or hand over.

The following is written to your device's private app storage, which other apps cannot read:

• Accounts and places you add, including their names and the balances you type in
• Bills, paydays, and other reminders, including amounts and repeat schedules
• Savings goals, contributions, and money you have set aside
• Loans and the payments you record against them
• Expenses, income, and transfers you log, including notes and categories
• Photos you choose or take for goals, reminders, and receipt attachments
• App settings, such as your currency symbol

Deleting the app removes all of it. You can also erase everything from inside the app at any time — see Your control below.

Duck Budget never connects to a bank, card, or financial institution. There is no Plaid, no Open Banking, and no aggregator. It never asks for banking credentials, card numbers, or account numbers, and it could not use them if you typed them in.

Every balance in the app is a number you entered yourself. That is the whole design: the app is a notebook, not a connection to your money.

Duck Budget requests no location, contacts, or microphone access.

Duck Budget offers a paid plan, Pro. Payment is taken by Apple or Google — we never see a card number — and the purchase is recorded through RevenueCat, which tells the app whether Pro is active.

What is sent to RevenueCat when you buy or restore Pro:

• An anonymous app-user id generated on your device, which is not linked to your name, email, or any account
• The store receipt for the purchase, and which product was bought
• Basic technical details the SDK includes, such as the app version, platform, and country of your store account

What is never sent: your balances, bills, goals, loans, expenses, income, notes, photos, or any other record you keep in the app. RevenueCat has no access to your money data because the app never gives it any.

The app contacts RevenueCat when it launches or returns to the foreground to ask whether this install has active Pro access. That check uses the anonymous id and purchase status; it never includes your money records.

Two features hand a file to your system share sheet: exporting your data, and saving the room as a wallpaper. Both happen only when you tap the button.

At that point the file goes wherever you send it, and what happens next is governed by whichever app or service you chose. Nothing is sent anywhere on its own, and nothing is sent to us.

Changing your currency changes the symbol shown next to your numbers. It does not convert anything, and it fetches nothing. Every amount stays exactly as you entered it.

Duck Budget contains no third-party analytics, advertising, attribution, or crash-reporting SDKs. It uses RevenueCat solely for Pro purchase and entitlement management and communicates with Apple or Google through their store services.

Purchases are processed by the App Store or Google Play. We never see your card or payment-account details.

Duck Budget is intended for adults managing their own money. It is not directed at children under 13. Money records and receipt photos stay on the device and are never received by the developer. Purchase information is processed by RevenueCat and Apple or Google as described above.

• Export everything to a file at any time from Menu → Your data → Export my data
• Erase everything from Menu → Your data → Delete everything, which cannot be undone
• Delete any single account, goal, loan, reminder, or logged item from within the app
• Turn reminders off at any time in your device's notification settings
• Delete the app to remove all of it from the device

Because there is no account, there is no data request to file with us — you already hold everything, and we hold nothing. That also means we cannot recover anything for you. If losing your records would matter, export a copy.

If this policy changes, the updated version will be posted on this page with a new effective date. Material changes affecting how your data is handled will also be noted in the app's release notes.

Questions about this policy can go to softwaresolutionph@gmail.com.

See also Terms & Conditions and Support.